Terms And Conditions

Effective Date: 29 April 2025

Welcome to the official website and services of MERCHANT REFI LLC, doing business as Merchant Refi Consulting. By using our website, booking a consultation, or engaging with our services, you agree to the following Terms and Conditions. Please read them carefully.

1. Use of Our Services

By accessing our site or scheduling a consultation, you confirm that:

You are at least 18 years old. You are providing accurate, truthful, and complete information. You are using our services for lawful purposes only. We reserve the right to refuse service or terminate access to our site at our discretion, without notice, if these terms are violated.

2. Communications and SMS Consent

By providing your phone number, you agree to receive:

Automated service-related messages, including appointment reminders and follow-ups, Marketing messages (only if you have opted in). Message frequency may vary. Standard message and data rates may apply. To unsubscribe, reply STOP or OUT. For help, reply HELP or contact us at (646) 675-9190. Consent to receive messages is not a condition of purchase. We never share your phone number with third-party marketers.

3. Payment and Fees

Payment terms will be discussed and agreed upon prior to the delivery of any paid services. You agree to:

Pay all charges in a timely manner, Use valid payment methods approved by Merchant Refi Consulting. Failure to pay may result in service suspension or referral to collections.

4. No Financial Guarantees

Merchant Refi Consulting offers consultation and funding assistance services but does not guarantee approval for any loans, credit lines, or funding amounts. All funding decisions are made by independent financial institutions and lenders.

5. Limitation of Liability

Merchant Refi Consulting is not liable for:

Any indirect or consequential damages, Outcomes related to third-party lender decisions, Actions taken based on advice or information provided through consultations. Our total liability shall not exceed the fees paid to us for services rendered.

6. Intellectual Property

All website content — including text, graphics, logos, and branding — is the property of MERCHANT REFI LLC. You may not copy, reuse, or distribute our content without written permission.

7. Privacy and Data Use

Your use of our services is also subject to our Privacy Policy, which describes how we collect, use, and protect your personal information.

8. Updates to Terms

We may revise these Terms and Conditions at any time. Updates will be reflected by a new “Effective Date” posted above. Continued use of our services implies your acceptance of any changes.

9. Contact Information

For questions regarding these Terms and Conditions, please contact us:

📍MERCHANT REFI LLC (D.B.A. Merchant Refi Consulting)

📬 1222 Avenue M, Ste 406, Brooklyn, NY 11230

📞 (646) 675-9190

📧[email protected]