PRIVACY POLICY

Effective Date: 29 April 2025

This Privacy Policy describes how MERCHANT REFI LLC, doing business as Merchant Refi Consulting, collects, uses, and protects your personal information when you interact with our website, communication channels, or financial services.

We are committed to safeguarding your privacy and complying with applicable privacy regulations.

1. Who We Are

Merchant Refi Consulting, operated under MERCHANT REFI LLC, offers business consultation and funding solutions to help clients improve cash flow, reduce financing burdens, and grow their operations. This Privacy Policy outlines how we handle personal data in connection with these services.

2. Information We Collect

We may collect the following personal information from you: Full Name, Phone Number, Email Address, Business Name, Any information submitted via contact forms, applications, or consultation bookings. We may also collect non-personal data such as: IP address, Browser type and version, Pages visited on our site.

3. How We Use Your Information

Your information may be used to:

Provide consultations or funding-related services, Respond to questions or service inquiries, Send appointment confirmations, updates, or follow-ups, Deliver marketing messages (only with your explicit consent)Improve website performance and customer experience

4. Text Messaging and Consent

By providing your phone number, you consent to receive:

Automated service-related texts (reminders, confirmations, updates), Promotional and marketing messages (only if you opt in). Message frequency may vary. Standard message and data rates may apply. To opt out at any time, reply STOP or OUT. For help, reply HELP or contact us at (646) 675-9190.

5. Sharing and Disclosure

We do not sell or share your personal information with third-party marketers. We may share your information only with secure, trusted service providers who support our operations under confidentiality agreements.

6. Data Security

We implement industry-standard security practices to protect your data, including:

Secure hosting environments, HTTPS encryption, Access restrictions and regular data audits, However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute protection.

7. Your Rights

You may:

Request access to your personal data, Request correction or deletion, Withdraw consent for marketing messages, Ask questions about how your data is used. To exercise these rights, contact us at: [email protected] or call (646) 675-9190.

8. Cookies and Tracking

Our website may use cookies and similar technologies to enhance user experience and analyze site traffic. You may adjust your browser settings to block cookies at any time.

9. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

10. Updates to This Policy

We may revise this Privacy Policy periodically. Updates will be posted here with a revised “Effective Date.” Continued use of our services indicates your acceptance of any changes.

11. Contact Us

For any questions about this Privacy Policy or your personal data, please contact:

📍MERCHANT REFI LLC (D.B.A. Merchant Refi Consulting)

📬 1222 Avenue M, Ste 406, Brooklyn, NY 11230

📞 (646) 675-9190

📧[email protected]